When to hire a financial planner? According to the Employee Benefits Research Institute’s 2022 retirement poll, one in every three working persons and retirees now works with a professional financial planner. Almost half of those without a planner intends to hire one in the future. A life event, such as marriage or divorce, is frequentlyContinue reading “When to Hire a Financial Planner”
Monthly Archives: August 2022
Financial Advisor vs. Financial Planner
Do you require financial advice? Do you need a financial advisor, financial planner, or an accredited financial counselor? The answer depends on various factors, including how complex your finances are, how comfortable are you managing investments, where you are on your path to wealth, and where you want to be. The advisor’s role is toContinue reading “Financial Advisor vs. Financial Planner”
Inflation, Stock Market, Retirement – OH MY!
Inflation, Stock Market, Retirement – OH MY! Many cash-strapped, equity-wealthy – older Americans rely on a fixed income and their retirement assets, which may have suffered from stock and bond market losses. Inflation is rapidly reaching 10%, and their retirement investments may have declined by 10% to 20% due to recent stock and bond marketContinue reading “Inflation, Stock Market, Retirement – OH MY!”
Back to School Budgeting Guide
It’s Back-to-school season! The shopping season is in full swing from early July through late September. Back-to-school shopping can be hard on a budget. Use this back-to-school budgeting guide to plan out your spending. School Supplies Before you go out and buy school supplies, take stock of what you already have in drawers or onContinue reading “Back to School Budgeting Guide”
Teachable Moment: Back to School Budgeting
It’s the back-to-school season which means back-to-school budgeting! The shopping season is in full swing from early July through late September. This season can be a teachable moment for back-to-school budgeting. Back-to-school shopping can be hard on a budget. Especially with 54 million returning children, most families intend to complete their shopping in oneContinue reading “Teachable Moment: Back to School Budgeting”