When to hire a financial planner? According to the Employee Benefits Research Institute’s 2022 retirement poll, one in every three working persons and retirees now works with a professional financial planner. Almost half of those without a planner intends to hire one in the future. A life event, such as marriage or divorce, is frequentlyContinue reading “When to Hire a Financial Planner”
Tag Archives: Financial education
Back to School Budgeting Guide
It’s Back-to-school season! The shopping season is in full swing from early July through late September. Back-to-school shopping can be hard on a budget. Use this back-to-school budgeting guide to plan out your spending. School Supplies Before you go out and buy school supplies, take stock of what you already have in drawers or onContinue reading “Back to School Budgeting Guide”
Teachable Moment: Back to School Budgeting
It’s the back-to-school season which means back-to-school budgeting! The shopping season is in full swing from early July through late September. This season can be a teachable moment for back-to-school budgeting. Back-to-school shopping can be hard on a budget. Especially with 54 million returning children, most families intend to complete their shopping in oneContinue reading “Teachable Moment: Back to School Budgeting”
Financial Literacy: Empowering Your Clients
Financial education and money management go hand in hand. Protect yourself and your clients by empowering them with financial literacy. April is Financial Literacy Month, and in recognition, the National Council on Aging published an article that highlights eight tips for older adults to protect themselves from money scams. Millions of older adults fall preyContinue reading “Financial Literacy: Empowering Your Clients”
Older Adults Favor HECM for Purchase
Older adults favor the Hecm for purchase to achieve their retirement goals. Many agree the style of living, ease of maintenance, and closeness to family are fundamental standards for older adults who prefer a Home Equity Conversion Mortgage for Purchase Loan(HECM). Christina Harmes, in San Diego, affirmed she has clients looking to upsize, downsize, andContinue reading “Older Adults Favor HECM for Purchase”
LGBTQ Community: Know Your Rights
Fifty-one years after enacting the Fair Housing Act in the United States, the lesbian, gay, bisexual, transgender, and questioning (LGBTQ) community is making some strides in homeownership. In the LGBTQ community, it is important to know your rights as a borrowerPart of the reason for the gradual uptick in LGBTQ homebuyers can be traced toContinue reading “LGBTQ Community: Know Your Rights”